NEW BENEFIT PROPOSALS
How is the benefit offering created?
Creating a benefit offering should meet the needs of the EMPLOYER AND EMPLOYEES. A preferred benefit plan offering achieves favorable performance when all market options are researched to provide cost effective access to care. Strategic BENEFIT RESEARCH AND EMPLOYEE SURVEYS should be conducted to produce favorable outcomes. Contact us to learn how we research benefits and survey employee populations.
Can I meet in person to discuss?
Of course. All employers and employees should expect live representation in the course of benefit research and delivery. We consider live representation to be the foundation our success. In addition live representation, we have created a full suite of Administrator and Employee tools to improve benefit performance. Contact us to meet in person and explain the advantages of our live representation and full suite of benefit tools.
MEET YOUR CARRIER
Benefit questionnaires and program performance forms are offered to administrators annually to assess client needs.
Benefit questionnaires and website analytics offer insight into employee needs and product interest in a protected setting.
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… BEYOND NUMBERS
Frequently Asked Questions
How is theCENTURE research different?
theCENTURE benefit solutions operates on a Benefit Timeline Calendar. Our Benefit Timeline Calendar organizes essential tasks to preserve integrity of our “due diligence research”. Administrators and employees benefit from a timely delivery of the benefit plan offering.
What types of plans should I offer?
Our recommended plan offering is simple. A benefit plan offering should promote wellness and financial security to the participating employee population. In addition, the plan offering is best integrated through ample communication platforms.
Which carriers should be researched?
All major carriers should be considered to fulfill market research. Other factors such as preferred provider network expansion and market investments should be considered. Every effort should be made to create sustainability between a carrier and the Holder (Employer).
What plans are available in the market?
In recent years, the benefits market has expanded to include many healthcare delivery models. The current benefits market includes traditional network plans, narrow network plans, managed care plans, accountable care plans, association health plans, and captive solutions.
Is “Active” Open Enrollment a requirement?
Employers may offer “Active” or “Passive” Open Enrollment. Studies show that the majority of employers offer “Passive” Open Enrollment. Due to the enforcement of Employer Mandate penalties, employers should evaluate all aspects of the benefit offering prior to renewal.
When should benefit plans renew?
Benefit renewals may occur on a “Calendar Year” or “Plan Year” basis. Fiscal budgeting and benefit resets should be considered to determine if changes should be made to renewal effective dates and employees should be informed of the impact any renewal date changes.